How to Get a Credit Report
Your charge runs as part of their leasing screening procedure. For charge requirements change. Sometimes, landlords will take a credit report which you secured instead of one pay and they have to ask for. If they want to do their own check, when you view a house for rent, bringing your personal credit report shows organization and honesty.
Go to AnnualCreditReport.com. As the Federal Trade Commission notes, this website is the only one the government authorizes. Each year, American consumers are entitled to one free copy of the credit report from each of the three major credit reporting bureaus. The FTC points out that a crucial reason you would pull your account is in preparation.
Request a copy of your report. A report will be accepted by most landlords . You can save the additional two reports, from the bureaus that are remaining, to get a date that is later. Follow the prompts, which include questions which help verify your identity, to receive your report. Alternately, telephone AnnualCreditReport.com in -LRB-877-RRB- 322-8228.
Review your credit report. If you find errors, follow the instructions that accompany your account. Address them, if you find areas where you can improve your own credit or be prepared to explain your landlord credit missteps.